For beauty & personal services
Treatments on real people carry treatment risk - and the difference between a cheap salon package and proper cover is what happens after a reaction, a burn or an injury. Pivotal arranges cover that understands the chair, the clinic and the home studio.
Every program is built to the business, not the brochure — these are the usual starting points. If you need something that isn’t here, ask; the panel is wider than the page.
The short form below or a phone call — what you do, what you own, what keeps you up at night.
Real comparisons across a broad panel of Australian insurers — limits, exclusions and excesses, not just premiums.
Claims handled for you at no extra charge, and the program re-tested against the market every renewal.
Takes about a minute. Your enquiry is logged the moment you send it and goes straight to the team — so it can never be lost.